Health savings accounts should not be the focus of a strategy to expand health care coverage to the uninsured, but should be considered complementary to more fundamental health care reform.
An attorney argues that for the uninsured and underinsured, the limitations that exist with health saving accounts far outweigh the benefits and could be a threat to the existence of comprehensive health care coverage.
Physician organizations have an ethical obligation to advocate for general improvement of public health, even if it is sometimes at the expense of interests of medical professionals.