Health savings accounts should not be the focus of a strategy to expand health care coverage to the uninsured, but should be considered complementary to more fundamental health care reform.
Utah's preventive care plan for the uninsured offers limited benefit for young healthy individuals but does not provide the necessary care for it's more chronically ill participants.
An attorney argues that for the uninsured and underinsured, the limitations that exist with health saving accounts far outweigh the benefits and could be a threat to the existence of comprehensive health care coverage.