A physician outlines the RAND Health Insurance Experiment and its conclusion that the deductible feature of consumer-directed health plans can reduce health care spending significantly.
Consumer-directed health plans will result in a more responsive and sustainable health care system in which patients will take more responsibility for management of their chronic conditions.
In part II of a pre-med student's experiences with his aging grandfather, the student struggles with his strong-willed grandfather's unwillingness to comply with doctors' orders.