Charles Dickens' A Christmas Carol has come to symbolize the power of experiential understanding and reflection in shaping how we see ourselves and, in turn, how we relate to our fellow humans, especially those who are vulnerable and less fortunate. In the end, Scrooge realized the importance of providing Bob Cratchit and his family with "health insurance benefits." Fortunately, Scrooge rediscovered his empathy and compassion in time for Cratchit's son, Tiny Tim, to get the medical care he desperately needed, and thus, be able to exercise his personal agency.